FlexiLoans is one of the leading NBFCs that offers credit facilities to business owners and SMEs nationwide, helping them to meet their business-related requirements. There are different types of business loans offered by FlexiLoans named as Flexi Term Loan, Flexi Vendor Finance, Flexi Loan against POS, and Flexi Line of Credit. The business loan interest rate offered by FlexiLoans is as low as 1% per month onwards and the maximum loan amount offered is up to Rs. 1 crore (Term Loan).
We provide funds for all your business needs
Business loan upto ₹1 Crore
Interest rate as low as 1%
Money in your Bank in 48 hrs
A business loan is an unsecured loan that you will use to fulfil the immediate needs of your business growth. Small Business loans assist you in raising capital for your company to extend your current activities, increase demand, get your operations online, or purchase new equipment, among other things. Business finance’s rapid infusion of cash allows you to make required transactions and payments on schedule, maintaining the seamless operation of your business.
Types of Loan We Provide
At present, business financing may seem puzzling. As a business owner, you may always find yourself curious about the best possible way to finance a specific business need, even more so in a competitive world like today. Hence, here are some types of business loan in India:
Term Loan
Whether you are an offline or online retailer, manufacturer, or seller looking to expand your business; look no further beyond our Flexi-Term loans. Be it for expanding inventory to service demands during the festive season, to expand to a new online platform, or general business expansion, we are a one-stop place for all your business funding needs.
We provide you with quick funding, flexible repayment tenures, and interest rates based on your eligibility and convenience.
Loan Agains POS
If you are a merchant primarily operating offline, and have a card machine and are accepting credit/debit card payment, and you are looking to expand your business by procuring new inventory or expanding into newer products, for which you need funding – Flexi-Merchant Advance is your product for any loan amount.
We provide quick, affordable, and seamless loans based on your eligibility against your card swipe transactions.
Vendor Financing
You are a vendor or a supplier to large corporates or online platforms, and have multiple invoices that require your partners to pay back. You are, however, looking for liquidity to meet your obligations while your partners pay you back. Flexi-Invoice Financing solves this problem for you by giving you advanced funds against the invoices so that you can run your business as usual.
We provide quick and seamless loans up to 90% of your invoice amount basis eligibility.
Line of Credit
You are in a business with seasonal variations, or you may need funds to meet your irregular funding requirements. Flexi-Line is a product designed for businesses like you. We offer you a credit facility based on your eligibility, which you can use as you deem right at your convenience. And you are charged only for what you utilise.
Special Loan Provided by Flexiloans
Benefit of FlexiLoans App:
Instant Loan Approval / Fast Loan Approval
Reduce business loan processing time
Minimum business loan requirements
Business loans without security
Extended Credit Facility
Self Employeed Business Loan
As a business owner, you can go through different stages of expansion and development. Typically, both of these prospects need the right financing at the right time. Obtaining versatile, unsecured funding is regarded as the easiest and safer course of action. Self-employed business loans are the ideal financial tool for addressing short-term financing and working capital requirements. If it’s for capital needs or other capital expenses necessary to keep the company going, we have the solutions and industry expertise to assist you in fulfilling your funding needs.
FlexiLoans India’s innovative finance strategies are tailored to the specific needs of businesses across sectors. With our business loan, you can concentrate on growing your business while arranging and managing your financial needs.
Loan for Furniture Business
Furniture stores need a substantial initial cost as well as major production expenditures to operate efficiently. To run a profitable furniture store, you’ll need reliable resources to cover the high overhead costs. The positive news is that there are several solutions available for furniture company owners seeking a loan for furniture business. So, with FlexiLoans you can apply for a business loan in India without security as these loans will be collateral-free.
Finance for Automobile Business
We all need transportation to get around. Every Indian dreams of owning both a two-wheeler and a four-wheeler. With the assistance of a business loan, you will benefit handsomely from this dream. If you own an automotive company and need additional funds to renovate your showroom or add another vehicle manufacturing brand to your showroom, a business loan from FlexiLoans will assist you. With our business loan, you will immediately receive the requisite principal sum. You can invest in your company in any manner you wish; there are no restrictions.
FlexiLoans provide quick business loans without collateral to small and medium businesses in India for their working capital requirements. We provide unsecured business loans starting at 1% per month. More than 10000+ loans disbursed successfully.
Our products help you with multiple types of business loans:
❖ Working capital loans
❖ Vendor financing
❖ Merchant cash advance
❖ Line of credit
Why choose FlexiLoans?
✓ SME loans starting at 1% pm, upto 1 Cr.
✓ No security or collateral required
✓ Loans serviced in 100 cities
✓ Fast process – get business loans within 48 hours
✓ No hidden charges
✓ Hassle free & paperless process
GST Business Loan
Today, several private and public sector banks, government agencies, and financial institutions provide loans to small and medium-sized businesses. The GST Business Loan is a popular loan option.
A GST business loan is a term loan of up to ₹ 1 crore secured against micro, small, and medium-sized enterprises’ GST returns. This ensures that MSMEs can obtain support for their working capital needs simply by submitting their GST returns.
E-Commerece Business Loan
In India, online shopping has exploded in popularity. The country’s rapid growth in e-commerce has drawn a number of the country’s biggest domestic and foreign firms to the market. This has resulted in a substantial rise in competition for independent online merchants. They must now invest regularly in their online retail company to stay ahead of the market and retain new customers.
E-commerce Loan In India is one of the most effective ways for online companies to meet this ongoing funding need. We will assist you in locating the right business loan online in the fastest and most comfortable manner possible to assist you in growing your business.
What Are the Eligibility Criteria for Business Loan?
| Age Criteria | Minimum 21 years and Maximum 65 years |
| Eligible Entities | Individuals, SMEs, MSMEs, sole proprietorship, partnership firms, public and private limited companies, limited liability partnerships, retailers, traders, manufacturers engaged in only services, trading, and manufacturing sectors |
| Business Vintage | Min. 1 years and in profit |
| Business experience | Min. 2 years, business location to remain same |
| Annual Turnover | Min. Rs. 10 lakh and above for existing enterprises |
| CIBIL Score | 650 or above |
| Nationality | Indian citizen should not have defaulted on any previous loan(s) |
| Additional Criteria | Applicant must own either a residence, office, shop, or go down |
What documents are required to apply for a loan?
KYC document
- – Pan card
Proof of residential address (any one)
- – Rent Agreement
- – Driving License
- – Voter’s ID
- – Ration Card
- – Passport
Banking
- – Last 6 months of bank statement of current account
Business KYC (any one)
- – GST Registration Certificate
- – Shop Establishment Certificate
Financial documents (For loans greater than 20 Lakhs)
- – 2 years Audited financials
- – Last 2yrs ITR
- – GST Returns of 6 months
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