Business Loan, Working Capital Loan, MSME Loans, No Collateral, Unsecured Business loans
Indifi is leading online lending platform which has its own credit rated, and RBI-registered NBFC, along with other lenders offering unsecured business loans to MSMEs
We have disbursed 41000+ MSME loans & business loans across 400+ cities to meet their working capital requirements. Loans range from Rs. 1 to 50 lacs to various industries like retail, restaurant, and more.
Indifi is a Non-Banking Financial Company (NBFC) that provides business loans to Small and Medium Size Enterprises (SMEs) at an interest rate ranging between 15% – 24% annually.
Why take Indifi Unsecured Business Loan?
• Apply from anywhere – 100% business loan online process
• Easy process – dedicated relationship manager for help
• Minimal documents
• Attractive lending rates – starting @ 1.5% pm
• Flexible business loan tenure – From 12 to 36 months
• Fast disbursals – in just a few days
• Flexible repayment terms
• Customized loans – For retailers, traders, restaurants, online sellers & more
• No hidden charges
• One Application, multiple offers: Get offers from many lenders like: NorthernArc | IIFL | Riviera, our own NBFC, and more
Business Loan Eligibility
Minimum operational history of 1 years and Promoter age 22 and above
Required Business Loan Documents
- KYC documents of the entity & promoters
- Bank statement for the last 6 months
- 1 years ITR for >10 lacs
Find Your Industries:
Travel: Take off with our working capital loans for travel agents
E-Commerce : Loans that let you stock more and sell more
Hotels : Make room for growth with our loans for renovation
Restaurants : Got an appetite for growth? We serve loans to match
Retail : Get a loan to enhance your store and improve your sales
Startup: Revenue-based financing for Start-ups without equity dilution
Indifi offers many lending products as per the needs of small businesses.
Do you have a GST certificate? If yes, check your eligibility for Unsecured Business Loan up to Rs. 50 lacs. Disbursal in 3 days. Less paperwork & flexible repayment options.
✔ 50 k – 50 Lacs Business Loan
✔ 12 – 36 month flexible tenure
✔ Competitive Interest Rate Starting 1.5 %
✔ Transparent Processing
Basic Criteria And Document 👉🏻
🎯 One Year Old Business Proof ( GST, Gumasta, One year old Current Account, Tread Licance, FSSAI).
🎯 Cibil 650.
🎯 6 Month Bank Statement ( Minimum 5 lakh Credit).
🎯Both Rent Accepted.
🎯less than 10 lakh loan Amount no required ITR.
🎯 Tenure 12 To 36 Month
🎯 50000 To 50 lakh Funding.
🎯 ROI 20 To 28 Reducing.
Digital Login And Disbursement
Profile We Accepted
💵 Restaurant
💵 Logistics
💵 E Commerce
💵 Textile
💵 Petrol Pump
💵 Tredars
💵 Transport
💵 Medical And Pharmacy
💵 Hotels ( Zomato/ Swiggy)..
What do we offer for MSMEs?
• Term Loan for MSMEs: One of the most common ways for any MSME to get quick loans is a term loan. Get a fixed amount for a fixed tenure at low interests.
• Merchant Advance (Loan against POS machines): Suitable for businesses that process a lot of card swipes. Retailers, online sellers, and traders may use this.
• Invoice Discounting: Small businesses or entrepreneurs can use their unpaid invoices to generate revenue for operating expenditures.
• Line of credit: Suitable for regular cash flow. Businesses require money to get cash discounts, offer credit to clients, pay vendors, and meet seasonal needs.
loan can be called differently by different businesses. At Indifi, all business-related funds can be availed.
- Business Loans
- MSME Loans
- Working Capital Loans
Who is eligible for a business loan?
- Businesses with >12 months operations
- Promoter age > 22 years old
- Businesses with turnover > INR 5 lakhs Per Month
- Business with GST registration
Key Takeaways of New MSME Definition introduced in ‘Atmanirbhar Bharat Abhiyan‘ Scheme 2020 by Indian Government.
MSME loan without collateral
MSME loan of up to Rs 3 lakh crore
Moratorium duration is 12 months
Manufacturing and service MSMEs will be treated as the same entity.
48-month repayment period
Guaranteed credit at 100%
Will benefit approximately 45 lakh units
We offer flexible online loans through business loan app to some industries:
• Loans for E–commerce sellers: Fulfil business needs like stocking inventory or creating a new product range with unsecured loans for e-commerce industry
• Loans for Restaurants & Delivery Outlets: Setting up a new outlet, investing in the base kitchen or building working capital, Indifi business loan has it all covered
• Loans for Retailers: We’ve curated loans for special needs like stocking inventory, meeting seasonal demand or offering credit to customers
• Loans for Pharma Businesses: Our unsecured loan helps manage payments, credit from suppliers, and other needs
• Loans for Traders: We extend quick loans to managing credit & working capital cycles, procuring inventory & selling further
We have also partnered with many businesses from diff industries to extend business loans. Some of them are
- Swiggy
- Zomato
- Amazon
- FirstData
- Eko.in

Specialties
Business loan, digital lending platform, SMB finance, Digital lender, working capital loan, invoice discounting, line of credit, collateral free loan, and small loans
An Example of a Term loan with Indifi:
Loan Sanction Amount: ₹ 10,00,000/-
Disbursement Amount: ₹ 9,76,400/-
Processing Fees (Including GST @18%): ₹ 23,600
Interest Rate: 1.5% per month
Instalment Amount: ₹ 49,924
Repayment Tenure/Frequency: 24 / Monthly
Business Loan
MSME Loan
Term Loan
Working Capital Loan
Business Loan EMI Calculator
Collateral Free Business Loans
Invoice Discounting
Merchant Advance Capital Loan
Unsecured Line Of Credit
NBFC Business Loan
Business Loan For Women
Business Loan Interest Rate
Flipkart Seller Loan
Amazon Seller Loan
- One Year Old Business Proof ( GST, Gumasta, One year old Current Account, Tread Licance, FSSAI).
- Required Cibil 650 Plus
- 6 Month Bank Statement ( Minimum 5 lakh Credit).
- Both Rent Accepted.
- less than 10 lakh loan Amount no required ITR.
- Tenure 12 To 36 Month
- Loan 50000 To 50 lakh Funding.
- ROI 20 To 28 Reducing.
Business Loan Major City is
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