Get loan without collateral. Quick processing. Minimum documents required. Business loans bole toh sirf Lending-kart. No collateral, no favoritism. Flexible Repayment. Loan in 3 Days.
Why Lendingkart?
- Superfast processing within 72 hours
- No collateral required No risk of any asset loss
- Fair, Transparent from 1.25% per month
- Avail business loans sitting at home We care for your convenience
Eligibility Criteria for Business Loan
An established business that has been in operations for more than 6 months.
A minimum turnover of ₹ 90,000 or more in the 3 months preceding your loan application.
The business should not fall under blacklisted / excluded list for SBA finance.
The physical location of your enterprises should not be in the negative location list.
Trusts, NGOs and charitable institutions are not eligible for small business loans.
If you are not sure if your business falls under a restricted category or location, you can contact us to confirm your eligibility
Documents we require
PAN Card
Aadhar Card
Bank Statement
Registration Proof
Partnership Deed*
Company PAN*
Interest Rates of Unsecured Business Loans
Currently, the interest rates for unsecured business loans offered by banks and Non-Banking Funding Companies (NBFCs) are starting from 14.99% per annum.
The Unsecured Business loan interest rates depend on the following factors:
The financial history of the applicant
Credit score
Repayment capacity
Creditworthiness
Loan amount
Annual turnover of the business or monthly income, and
Business requirement
Why choose LendingKart?
- 100% digital loan processing without collateral
- Availability anywhere and anytime
- A fair interest rate ranging between 1-2%/month for MSME loans, depending on your credit profile
- We offer a range of flexible repayment options from 6-36 months
- Fast turn-around and disbursements
- A fair interest rate
- Loans with extended terms
- There are no hidden fees
- Flexibility in repayment
Features of Lendingkart Business Loan
Lendingkart offers customized business loans for small and medium businesses in India. Our loans are free from the bureaucratic red tape that often accompanies bank loans and have a very straightforward application, approval and disbursal process.
We have designed a fast and efficient digital interface that minimizes human interaction and thus helps in speeding up the whole ‘taking a business loan’ process.
Get Business Loans up to ₹ 2 Crore
We offer business loans of ₹ 50,000 up to ₹ 2 Crore to eligible SMEs. Our wider loan window increases the chances of business loan approval and provides you the funds needed for growth and expansion of your venture.
Superfast Business Loan Processing
We have taken loan processing times to the next level through our Online Only loan application process. It allows us to by-pass a lot of manual work and provide same-day loan approvals.
Fast Turnaround Time and Disbursals
Lendingkart’s offers business loans faster than the 59 Minute Business Loan scheme. With our online business loan processing, you can get a business loan within 3 days as opposed to 8-10 days taken by banks.
No collateral required
A business loan from Lendingkart does not put your valuable assets on risk. We offer unsecured business loans that do not require any collateral or security. So, you don’t have to worry about developing your capital assets anymore.
Fair interest rates
Lendingkart uses proprietary big data and machine learning tools to determine the lowest interest rates on business loans, on a case to case basis. This means, the interest rates you get from Lendingkart are the best ones available for your business.
Extended Loan Tenure
Our loan tenure of minimum 1 month and maximum 36 months, vastly extends the credit relief for your business. If you are facing temporary Business problems, a business loan tenure of 6 months or more can give you the necessary buffer for resolving operational issues.
No Hidden Costs
Lendingkart business loans promise zero hidden costs and charges. We only levy a one-time processing fee of 2-3% based on your loan ask and that’s all. This allows you to retain more of the principal amount for business growth.
Flexible Repayments
Last but not the least, Lendingkart business loans can be repaid in monthly or bi-weekly EMIs. Our EMI options allow you to pace your repayments as per your invoicing and sales cycle, for example, if your sales are going great, you can repay your business loan two times faster with the bi-weekly EMI option.
Cities we serve for Business Loan is :
North India: Delhi NCR: Delhi, East Delhi, Gurugram, Faridabad ,Ghaziabad, New Delhi, South Delhi, Noida, RithalaHaryana: Chandigarh, Rohtak, Palwal ,Gurgaon, Rewari, Panipat, Kaithal, KarnalHimachal Pradesh: Shimla, Mandi, Manali, Chamba, Kullu, RampurUttarpradesh: Lucknow, Agra, Kanpur, Allahabad, Varanasi, Meerut, JhansiPunjab: Amritsar, Ludhiana, Jalandhar, Patiala, FirozpurUttarakhand: Dehradun, Haridwar, Mussoorie, Roorkee, Kichha
East India : Odisha: Bhubaneswar, Cuttak, Sambalpur, BerhampurWest Bengal: Kolkata, Hooghly, Howrah, KalyaniBihar: Patna, Sasaram, Nalanda, Aurangabad, Jahanabad, Siwan, Darbhanga, BuxarJharkhand: Ranchi, Jamshedpur, Dhanbad, Deoghar
West India : Gujarat: Ahmedabad, Vadodara, Surat, Jamnagar, Gandhinagar, Deesa, Porbandar, BharuchGoa: Panaji, Madgaon , Mapuca , Ponda Rajasthan: Alwar, Jaipur, Ajmer, Behror, DholpurMaharashtra: Mumbai, Palghar, Pimpri, Ulhasnagar, Thane, Ahmednagar, Aurangabad, Nashik, Nanded
South India : Telangana: Hyderabad, Ranga Reddy, Khammam, Secunderabad, Warangal, Nalgonda, Karimnagar, Nizamabad, AdilabadKarnataka: Bangalore, Mangalore, Hubli, Mysore, Shimoga, Davanagere, Gulbarga, Bellary, Belgaum AndhraPradesh: Vijayawada, Visakhapatnam, Guntur, Tirupati, Rajahmundry, Kakinada, Amaravati, Kadapa, Nellore, Kurnool, AnantapurTamilNadu: Chennai, Coimbatore, Madurai, Trichy, Salem, Vellore, Erode Kerala: Ernakulam, Kochi, Thiruvananthapuram, Kollam, Thrissur, Malappuram
- Superfast processing within 72 hours
- No collateral required No risk of any asset loss
- Fair, Transparent from 1.25% per month
- Avail business loans sitting at home We care for your convenience Loan Upto 1 Crore
Documents we require
- PAN Card | Aadhar Card | Bank Statement 1 Year | Registration Proof- GSTIN Compulsory
- Partnership Deed* | Company PAN*
Business Loan all by Category
Restaurant Business Plan
Bakery Business Plan
Hotel Business Plan
Agriculture Business Plan
Transport Business Plan
Coffee Shop Business Plan
Tea Shop Business in India
Poultry Farm Business Plan
Cold Storage Business Plan
Agarbatti Making Business Plan
Catering Business Plan
Salon Business Plan
Laundry Business Plan
Petrol Pump Business Plan
Boutique Business Plan
E-commerce sellers: LendingKart provides lending solutions that cater to the needs of businesses, from stocking inventory to creating new products.
Restaurants & Delivery Outlets: The services we provide include everything from setting up new outlets, constructing a base kitchen to financing working capital for restaurants.
Retailers: A lender can obtain a loan from us to meet specific retail needs, such as inventory, seasonal sales demands, or customer credit.
Startups: To fuel their growth, startups often require capital without dilution of equity ownership, which is what LendingKart offers.
In addition to the above, we also offer loans to businesses in popular sectors such as retail, bakery, hotel, transportation, cold storage, petrol pumps, machinery, manufacturers, schools, professional firms (doctors, CAs), etc.
Searches Relegated :
Business Loan In Delhi NCR
Business Loan In Mumbai
Business Loan In Hyderabad
Business Loan In Bangalore
Business Loan In Kolkata
Business Loan In Gurgaon
Business Loan In Jaipur
Business Loan In Ahmedabad
Business Loan In Lucknow
Business Loan In Indore
Business Loan In Faridabad
Business Loan In Ghaziabad
Business Loan In Noida
Business Loan in Surat
- UpScale (by CredAble) | Instant MSME Business Loan
Do you Know Name ?? if yes good . We know About Company and Other Policy for Business Loan Application Digitally. UpScale (by CredAble) is the trade name for Equentia SCF Technologies Private Limited and its wholly owned subsidiary, Equentia Financial Service Private Limited, a non-deposit taking Non-Banking Financial Company (NBFC) licensed by the Reserve … - Flexi Business Loan
FlexiLoans is one of the leading NBFCs that offers credit facilities to business owners and SMEs nationwide, helping them to meet their business-related requirements. There are different types of business loans offered by FlexiLoans named as Flexi Term Loan, Flexi Vendor Finance, Flexi Loan against POS, and Flexi Line of Credit. The business loan interest … - LendingKart Business Loans
Get loan without collateral. Quick processing. Minimum documents required. Business loans bole toh sirf Lending-kart. No collateral, no favoritism. Flexible Repayment. Loan in 3 Days. Why Lendingkart? Superfast processing within 72 hours No collateral required No risk of any asset loss Fair, Transparent from 1.25% per month Avail business loans sitting at home We care … - Indifi Unsecured Business Loan
Business Loan, Working Capital Loan, MSME Loans, No Collateral, Unsecured Business loansIndifi is leading online lending platform which has its own credit rated, and RBI-registered NBFC, along with other lenders offering unsecured business loans to MSMEsWe have disbursed 41000+ MSME loans & business loans across 400+ cities to meet their working capital requirements. Loans range … - Need a Business Loan? Faircent
Faircent is India’s first peer-to-peer (P2P) lending platform to receive a Certificate of Registration (CoR) as an NBFC-P2P from the Reserve Bank of India (RBI). Our mission is to provide a marketplace that connects individuals in need for credit with individuals and institutes willing to lend their access funds. We use technology to speed up …